DG v YT Ltd [2014] NZDT 566 (19 May 2014) [pdf, 157 KB]
...paid approximately $12,000.00 for repairs to the truck, and their car suffered damage of over $8,000.00. [3] The DGs sought cover for this loss under their policy with YT. However, YT declined cover on the grounds that BB was in breach of her licence conditions at the time of the collision. Clause 4 of the policy excludes cover in these circumstances. However, the DGs consider that, despite clause 4, s11 of the Insurance Law Reform Act 1977 entitles them to cover on the grounds t...