SI v HD Ltd [2023] NZDT 58 (25 January 2023) [pdf, 225 KB]
...not have been included as income. However, I do not discount the overall findings of the report that HD Ltd’s affordability assessment was correct at the time the loan was made and some responsibility lies with SI in providing full and accurate information when applying for a loan. 24. In hindsight SI could have well benefited from SM’s obvious skills and assistance prior to applying for the loan. 25. While I acknowledge that SM does not accept FSCL’s reasoning, and consider...