RM ND and DD v EQC & VERO Insurance New Zealand Ltd (substantive) [2022] CEIT-2019-0074 [pdf, 1.8 MB]
...make a decision on the state of the Trust’s property before the earthquake and now and decide if it is more likely than not that the earthquake(s) caused any proven damage. [63] Vero makes the observation that in He v EQC & Anor the Court of Appeal stated:14 …It is not sufficient for [the insured] to point to the [undisputed] dislevelment of the house’s floor or to establish that it is possible that this might have been caused or contributed to by the earthquakes. He nee...